We tend to overlook the amount of information and assets we have on the web, including social media and networking websites, frequent-flier miles, online credit card and bank accounts, subscriptions, photos, etc.

But what happens to all these accounts, and their value, when we pass away?

Most family members don't have a clue what we have floating out in cyberspace, and accessing or deleting accounts can be tricky for family members if they don't have your login credentials.

Each website has its own requirements and legal processes for dealing with death, which can be quite cumbersome. But there are actions you can take now to make this easier for your loved ones to navigate. Here are some tips to help you get your digital footprint documented and shared should you pass away.

How to Write a Digital Will
Your first step in creating a digital will is to make an inventory list of your digital assets, which includes everything from hardware to email accounts. Here are a few categories to help kick-start your list:

• Electronic devices (computer, smartphone, tablet, external hard drive).
• Digital files (for photos, videos or documents)
• Financial accounts (like bank and brokerage accounts, credit cards,
cryptocurrency).
• Bill paying accounts (utilities, mortgage accounts)
• Social media accounts (like Facebook, Instagram, Twitter, LinkedIn).
• Email accounts (Gmail, Yahoo, Outlook, etc.).
• Cloud-storage accounts (like Google Cloud, iCloud, Dropbox, Microsoft OneDrive)
• Movie or music streaming services (like Netflix, Hulu, Spotify, Apple Music)
• Online purchasing accounts (like Venmo or PayPal)
• Subscription services (magazines, newspapers, Amazon Prime, etc.).
• Reward programs (travel, stores, etc.).
• Membership organizations (AARP, AAA, etc.).

When making your list, you'll need to include usernames, passwords, PINS, account numbers or security questions for accessing each account. And provide instructions on how you want your assets managed after your death. For example: Do you want certain accounts closed, archived or transferred? Do you want specific files or photos to be deleted or shared with loved ones? Do you want your social media profiles memorialized or deleted? Be clear and specific about your wishes.

You'll also need to appoint a digital executor that you trust to execute your wishes after you die.

From a legal perspective, you should know that most states, including Oklahoma, have enacted the Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA), which legally recognizes digital estates. This law gives your personal representative or executor legally protected access to your online accounts.

Once your digital will is written, store it with your other estate plan documents either in a fireproof safe or file cabinet at home, on your computer hard drive, with your estate planning attorney or online at a reputable digital estate planning service like Everplans.com or Clocr.com. But make sure your executor knows where it is and has access to it.

Also remember to keep your digital will updated regularly when you create any new digital accounts or change passwords.